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Home/DFI Index/DFI Transparency Index 2025/Finnfund (Finland)
DFI

DFI Transparency Index 2025

Finnfund (Finland)

Score:
35.0
Position:
10 / 22 (Non-sovereign)

Overview

The Finnish Fund for Industrial Cooperation Ltd (Finnfund), is Finland’s development finance institution that provides long-term investment loans and risk capital to private projects in developing markets. It was founded in 1980, and its ownership is split between the Finnish State with majority shares (95.7%), Finnvera (4.2%), and the Confederation of Finnish Industries (EK) (0.1%). Finnfund is a member of the European Development Finance Institutions Association (EDFI).

Total asset size: $973mn
Key links
  • Finnfund website
  • Finnfund project database

Analysis

Finnfund ranked 10th overall out of the 22 non-sovereign institutions assessed, scoring 35 out of 100. This marks an improvement from its performance in 2023 when it ranked 15th and scored 24.4. A key improvement across the board was Finnfund’s new bulk download export of investment data, which improved its format score throughout the assessment. However, Finnfund’s performance continued to be negatively affected due to the fact that it does not publish to the IATI Standard. Finnfund ranked relatively well in the Financial Information and Financial Intermediaries (FI) and Sub-Investments components.

In the Core Information component, Finnfund came 14th of 22, scoring 10.71 and slightly dropping in ranking from its position as 12th in 2023. It improved on the accessibility indicator, now scoring 100 per cent. New disclosures included unique identifier and last update date. However, Finnfund stopped disclosing domicile and E&S risk category in the 2025 assessment.

Finnfund ranked joint 14th in the Impact Management component, scoring 7.25 out of 25 and improving from its position of 16th in 2023. It continued to score 100 per cent on the impact measurement approach indicator and continued not to score for evaluations, additionality statement, activity indicators/metrics and results.

In the ESG and Accountability to Communities component, Finnfund came joint 14th with 8.5 out of 30, marking a slight drop from 2023 where it ranked joint 13th. Its performance stayed exactly the same across all indicators in this component. It scored 100 per cent for its E&S and project-level grievance (PGM) community disclosure policies. It also scored points for E&S global disclosure policy. Finnfund does not have an independent accountability mechanism (IAM), therefore did not score for any of the indicators relevant to that. It continued not to score for any project-level indicators in this component, including summary of E&S risks, E&S documentation and assurance of community disclosure.

Finnfund scored 4.75 out of 10 in the Financial Information component, which was 6th out of 22. This is a significant improvement from when it came joint last in 2023. It saw improvements across the currency of investment and concessionality indicators and scored on the new climate finance methodology indicator. However, Finnfund continued not to score for repeat investment, co-financing, mobilisation and instrument-specific disclosure. It also did not score for the new project-level climate finance indicator.

In the Financial Intermediary (FI) Sub-Investments component, Finnfund came joint 2nd, scoring 3.75 out of 10 and maintaining its 2023 position. Its performance improved through the consistent definition of use of funds for banks at the project level. Notably, Finnfund was one of only four non-sovereign DFIs to receive a score for having a policy on FI sub-investment disclosure, disclosing private equity fund sub-investments, and defining use of funds for banks at the project level.

Core Information 10.71 / 20
Impact Management 7.25 / 25
ESG & Accountability to Communities 8.5 / 30
Financial Information 4.75 / 15
Financial Intermediary Sub-investments 3.75 / 10

Recommendations

  • Finnfund should review its disclosure policy in line with industry best practices and the DFI Transparency Tool.
  • It should become an IATI publisher and disclose all investments to the IATI Standard.
  • Finnfund should include more data points in its bulk download file that it already publishes elsewhere, including signature date and last update date.
  • Finnfund should disclose further Core Information data including sub-national location, domicile, sub-sector, disbursement, funding source, E&S risk category, disclosure date and approval date.
  • It should create a policy on the evaluation of investments and disclose the evaluations it conducts.
  • Finnfund should disclose project-level Impact Management indicators, including additionality statements, activity indicators/metrics and results.
  • It should develop an early disclosure policy covering, at a minimum, high-risk projects and disclose investments in line with the policy.
  • Finnfund should create an independent accountability mechanism (IAM), following best practice examples and incorporate disclosure requirements for an IAM into existing policies.
  • It should disclose project-level ESG and Accountability to Communities indicators, including summary of E&S risks and E&S documentation.
  • It should provide assurance of community disclosure for investments when disclosure is required. It should also state the main shareholders of client companies as well as disclosing a beneficial ownership statement.
  • For Financial Information indicators it should consistently disclose whether an investment is a repeat investment. It should begin disclosing detailed co-financing data, mobilisation data, instrument-specific disclosure including share of equity and loan tenor, and project-level climate finance data.
  • Finnfund should defined use of funds for FIs (banks) at organisational level and disclose in line with this. It should also align its policy for disclosing sub-investments with the DFI Transparency Tool disclose accordingly.
Core Information 10.71 / 20
Impact Management 7.25 / 25
ESG & Accountability to Communities 8.5 / 30
Financial Information 4.75 / 15
Financial Intermediary Sub-investments 3.75 / 10

Deep Dive

Core InformationImpact ManagementESG & Accountability to CommunitiesFinancial InformationFinancial Intermediary Sub-investments

Core Information

10.71 / 20
About component

The basic information that describes a DFI’s organisational policies and investments. This type of information is typically found in key organisation documents and represents the first tier of project information, typically disclosed on project web pages or in files available for bulk download. At the organisation level this includes access to information policies and annual reports. At the project level, this includes project titles, locations, and key dates.

Disclosure / access to information policy

Score: 0.75 out of 3
Does the development finance institution (DFI) have a disclosure or access to information policy?0.75 / 0.75
Does the policy include a presumption of disclosure?0 / 0.75
Does the policy have limitations of commercially sensitive information and sensitive internal deliberations information?0 / 0.75
Does the policy have an independent appeals process?0 / 0.75

Accessibility

Score: 2 out of 2
Does the DFI's portal allow free, bulk export of data?0.67 / 0.67
Does it contain detailed disaggregated data?0.67 / 0.67
Is the data published under an open licence?0.67 / 0.67

Annual reports

Score: 0.75 out of 1
Does the DFI disclose an annual report?0.75 / 1

Project identification

Score: 0.75 out of 1
Does the DFI disclose a project title?0.38 / 0.5
Does the DFI disclose a unique identifier for the project?0.38 / 0.5

Status

Score: 0.75 out of 1
Does the DFI disclose the current status of the activity?0.75 / 1

Project description

Score: 0.75 out of 1
Does the DFI disclose a description of the activity?0.38 / 0.5
Does the DFI disclose the objectives, rationales, and expected outcomes of the activity?0.38 / 0.5

Location

Score: 0.38 out of 1
Does the DFI disclose the country the activity takes place in?0.38 / 0.5
Does the DFI disclose the sub-national location the activity takes place in?0 / 0.5

Domicile (non-sovereign only)

Score: 0 out of 1
Does the DFI disclose the domicile of the investee?0 / 1

Sovereign / non-sovereign

Score: 1 out of 1
Does the DFI disclose the activity as sovereign or non-sovereign? Or; Does the DFI disclose the activity as public sector or private sector?1 / 1

Sector

Score: 0.38 out of 1
Does the DFI disclose the sector of the activity?0.38 / 0.5
Does the DFI disclose the sub-sector of the activity?0 / 0.5

Investment instrument

Score: 0.75 out of 1
Does the DFI disclose the investment instrument of an activity?0.75 / 1

Project costs

Score: 0.58 out of 1
Does the DFI disclose the total investment cost?0.33 / 0.33
Does the DFI disclose the DFI commitment for the investment?0.25 / 0.33
Does the DFI disclose the disbursement for the investment?0 / 0.33

Funding source

Score: 0 out of 1
Does the DFI disclose the source of funding for the investment?0 / 1

Client

Score: 0.88 out of 1
Does the DFI disclose the name of the client?0.38 / 0.5
Does the DFI disclose a description of the client? (non-sovereign only)0.5 / 0.5

Contacts

Score: 0.75 out of 1
Does the DFI disclose a relevant DFI contact?0.38 / 0.5
Does the DFI disclose a relevant client contact?0.38 / 0.5

E&S risk category

Score: 0 out of 1
Does the DFI disclose the environmental and social (E&S) risk category of the activity?0 / 1

Progress dates

Score: 0.25 out of 1
Does the DFI disclose the date of activity disclosure?0 / 0.25
Does the DFI disclose the approval date of the activity?0 / 0.25
Does the DFI disclose the signature date of the activity?0.13 / 0.25
Does the DFI disclose the last update date of the project data?0.13 / 0.25

Impact Management

7.25 / 25
About component

The ways in which a DFI predicts, measures, and evaluates the impacts of their investments. At the organisation level, this includes an impact measurement approach. At the project level, this includes activity indicators/metrics and results.

Impact measurement approach

Score: 5 out of 5
Does the DFI publish a methodology explaining its approach to impact measurement?1.25 / 1.25
Does the DFI indicate which standards/initiatives it is aligned to?1.25 / 1.25
Does the DFI explain its approach to determining additionality? (non-sovereign only)1.25 / 1.25
Does the DFI explain its approach to determining impact attribution?1.25 / 1.25

Sector / country strategy

Score: 2.25 out of 3
Does the DFI publish sector or (multi-)country strategies?2.25 / 3

Evaluations

Score: 0 out of 3
Does the DFI have a policy on the evaluation of investments?0 / 1.5
Does the DFI disclose the evaluations that it conducts?0 / 1.5

Additionality statement (non-sovereign only)

Score: 0 out of 2
Does the DFI identify the development additionality of its investment? Or; Does the DFI identify the financial additionality of its investment?0 / 2

Activity indicators / metrics

Score: 0 out of 6
Does the DFI disclose results indicators for the activity?0 / 3
Does the DFI disclose metrics, definitions and/or methodologies for the indicators?0 / 3

Results

Score: 0 out of 6
Does the DFI disclose baseline data for identified indicators?0 / 2
Does the DFI disclose a target value for the indicators?0 / 2
Does the DFI disclose an actual/current value for the indicators?0 / 2

ESG & Accountability to Communities

8.5 / 30
About component

The ways in which a DFI predicts, mitigates, and communicates the ESG aspects of their activities. At the organisation level this includes E&S global disclosure policy and E&S community disclosure policy. At the project level this includes E&S plans and assessments, and assurance of community disclosure.

E&S global disclosure policy

Score: 2.5 out of 5
Does the DFI have a policy on early disclosure of investments?0 / 0.83
Does the DFI clearly articulate what E&S documentation will be disclosed for medium and high-risk projects?0 / 0.83
Does the DFI disclose the E&S policies/standards it applies (e.g. IFC Performance Standards or in-house policies) for its investments?0.83 / 0.83
Does the DFI have a policy that specifies when a document should be translated and in which language?0 / 0.83
Does the DFI disclose an explanation of project risk categorisation?0.83 / 0.83
Does the DFI disclose a list of investment exemptions?0.83 / 0.83

E&S community disclosure policy

Score: 4 out of 4
Does the DFI have a community disclosure policy?1 / 1
Does the policy require early disclosure to project-affected people?1 / 1
Does the DFI clearly articulate what E&S documentation will be disclosed to project-affected people for investments?1 / 1
Does the DFI have a free, prior, and informed consent (FPIC) policy?1 / 1

IAM global disclosure documentation

Score: 0 out of 2
Does the DFI disclose the availability of the Independent Accountability Mechanism (IAM) on its website?0 / 1
Does the DFI IAM have a publicly available registry that publishes results, responses, or findings?0 / 1

IAM community disclosure policy

Score: 0 out of 2
Does the DFI require clients to disclose the availability of the IAM to project-affected people where appropriate? Or; Does the DFI state that it will disclose the availability of IAM to project-affected people?0 / 2

PGM community disclosure policy

Score: 2 out of 2
Does the DFI require clients to disclose the availability of the project-level grievance mechanism (PGM) to project-affected people where appropriate? Or; Does the DFI state that it will disclose the availability of the PGM to project-affected people?2 / 2

Summary of E&S risks

Score: 0 out of 2
Does the DFI disclose a summary of E&S risks for an activity?0 / 1
Are E&S standards triggered by the project identified?0 / 1

E&S project plans / assessments

Score: 0 out of 4
Does the DFI disclose the minimum E&S documentation for the risk categorisation?0 / 1.33
Does the DFI disclose what E&S documentation was produced for the activity?0 / 1.33
Does the DFI disclose all identified E&S documents that were produced for the activity?0 / 1.33

Assurance of community disclosure

Score: 0 out of 6
Does the DFI state if disclosure of the activity to projected-affected people was required?0 / 0.75
If yes, then: Does the DFI state the date of community E&S disclosure?0 / 0.75
Does the DFI state the place of community E&S disclosure?0 / 0.75
Does the DFI state the method of community disclosure?0 / 0.75
Does the DFI state what documentation was disclosed?0 / 0.75
Does the DFI identify the language of disclosure to project-affected people?0 / 0.75
Does the DFI state if the presence of a project grievance mechanism was disclosed and the method it was disclosed?0 / 0.75
Does the DFI state if the presence of an independent accountability mechanism was disclosed and the method it was disclosed?0 / 0.75

Beneficial ownership (non-sovereign only)

Score: 0 out of 2
Does the DFI identify the main shareholders of the client company?0 / 1
Does the DFI disclose a beneficial ownership statement?0 / 1

IAM global disclosure

Score: 0 out of 1
Does the DFI disclose the presence of the IAM on the DFI project page?0 / 1

Financial Information

4.75 / 15
About component

This information provides details on the financial performance of DFIs and the structuring of investments. At the organisation level, this includes audited financial reports. At the project level, this includes currency of investment, mobilisation, and concessionality

Financial reports / statements

Score: 0.75 out of 1
Does the DFI disclose audited financial reports/statements?0.75 / 1

Climate finance methodology

Score: 1 out of 1
Does the DFI publish a methodology explaining its approach to calculating climate finance?1 / 1

Repeat investment (non-sovereign only)

Score: 0 out of 1
Does the DFI disclose whether an investment is a repeat investment?0 / 1

Currency of investment

Score: 1 out of 1
Does the DFI disclose the currency that the investment is made in?1 / 1

Co-financing

Score: 0 out of 1
Does the DFI disclose whether investment has co-financers or guarantors?0 / 0.33
If there are co-financers, does the DFI disclose the identity of the co-financers?0 / 0.33
And, does the DFI disclose the amount of financing provided by each co-financer?0 / 0.33

Concessionality (non-sovereign only)

Score: 2 out of 2
Does the DFI disclose how much of the DFI investment amount was concessional?1 / 1
Does the DFI disclose why concessional finance was necessary?1 / 1

Mobilisation (non-sovereign only)

Score: 0 out of 3
Does the DFI disclose how much private finance was mobilised?0 / 3

Instrument-specific disclosure (non-sovereign only)

Score: 0 out of 1
Equity - Share of equity: does the DFI disclose what percentage of the client company was purchased through the investment?0 / 0.5
Debt - Loan tenor: does the DFI disclose what is the length of the loan?0 / 0.5

Climate finance

Score: 0 out of 4
Does the DFI disclose whether an investment includes climate finance?0 / 0.8
If the investment includes climate finance: Does the DFI disclose whether it is mitigation and/or adaptation climate finance?0 / 0.8
Does the DFI disclose the amount of climate finance for the investment?0 / 0.8
Does the DFI disclose the amount of mitigation and/or adaptation finance for the investment?0 / 0.8
Does the DFI disclose a rationale for why climate finance has been counted?0 / 0.8

Financial Intermediary Sub-investments

3.75 / 10
About component

This information relates to the ways in which investments in FIs are used. At the organisation level, this includes FI sub-investment policy. At the project level, this includes private equity fund sub-investments and FI (bank) sub-investments.

FI sub-investment policy

Score: 1.25 out of 3.75
Does the DFI have a policy for disclosing qualifying sub-investments?1.25 / 1.25
Is the DFI policy for disclosing qualifying sub-investments in line, or more comprehensive, than the DFI Transparency Tool?0 / 1.25
Does the DFI define use of funds for FIs (banks) at organisational level?0 / 1.25

Private equity fund sub-investments

Score: 1.25 out of 2.5
Does the DFI disclose private equity fund sub investments?1.25 / 1.25
Does the DFI disclose private equity fund sub-investments satisfying the DFI Transparency Tool?0 / 1.25

FI (bank) use of funds

Score: 1.25 out of 1.25
Does the DFI disclose use of funds for FIs (banks) at project level?1.25 / 1.25

FI (bank) sub-investments

Score: 0 out of 2.5
Does the DFI disclose FI (banks) qualifying sub-investments according to their policy?0 / 1.25
Does the DFI disclose FI (banks) sub-investments in line with the DFI Transparency Tool?0 / 1.25
DFI

DFI Transparency Index 2025

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